Terms of Use

These Terms of Use (the “Terms”) govern your access to and use of levelbox.ai and its related websites, applications, and APIs (together, the “Service”). The Service is operated by BlueBed.ai Pte. Ltd., a company incorporated in Singapore (“BlueBed.ai”, “we”, “us”, or “our”). By creating an account or otherwise using the Service, you agree to these Terms. If you do not agree, do not use the Service.

1. Who may use the Service

You must be at least 18 years old and able to form a binding contract to use the Service. By using it, you represent that you meet these requirements and that your use complies with all laws that apply to you. The Service is offered from Singapore; we make no representation that it is appropriate or available in any other location, and you are responsible for compliance with your local laws.

2. What the Service is — and what it is not

levelbox.ai is analytical and educational software. It screens publicly traded companies, computes options and wheel-strategy figures (such as premium, annualised yield on capital, breakeven, and maximum loss), and presents that analysis to you.

• We are not a broker, dealer, exchange, or investment adviser, and we are not registered as any of these in any jurisdiction.
• Nothing on the Service is investment, financial, legal, tax, or other advice, a recommendation, or a solicitation to buy or sell any security or to adopt any strategy.
• We do not hold your funds, custody any assets, or place, route, or execute any trades. Any trading you do happens through your own broker, on your own decision.
• Any premium, yield, or return shown is potential income paid by the options market, not by BlueBed.ai, and is not guaranteed.

3. Assumption of risk

Trading options and equities involves substantial risk and is not suitable for everyone. Selling a cash-secured put exposes you to substantial loss if the underlying falls; your maximum risk is the strike price, less the premium received, per contract. Past performance and modelled scenarios or scores describe the past or present and do not predict the future. You are solely responsible for your own decisions and for doing your own due diligence before you trade.

4. Your account

You are responsible for the information you provide, for keeping your credentials secure, and for all activity under your account. Tell us promptly at danielkoh@bluebed.ai if you suspect unauthorised use. We may suspend or terminate accounts that breach these Terms or that we reasonably believe create risk or legal exposure.

5. Acceptable use

You agree not to:

• use the Service for any unlawful purpose or in breach of any applicable securities laws;
• scrape, resell, or redistribute the Service’s data or output except as expressly permitted, or exceed fair-use limits on the API/MCP access;
• interfere with, probe, or attempt to gain unauthorised access to the Service, other accounts, or our systems;
• reverse engineer the Service except to the extent that restriction is prohibited by law.

6. Third-party services and data

The Service relies on third parties — including authentication and database hosting (Supabase), cloud hosting, and market-data providers — and displays market data that may be delayed, incomplete, or inaccurate. We are not responsible for third-party services or for the accuracy of underlying market data. If you connect a brokerage or import a portfolio, you authorise us to process that data to provide the Service to you.

7. Intellectual property

The Service, including its software, design, and content (excluding your own data and third-party market data), is owned by BlueBed.ai and protected by intellectual-property laws. We grant you a limited, non-exclusive, non-transferable, revocable licence to use the Service for your personal, internal purposes in accordance with these Terms.

8. Disclaimers

The Service is provided “as is” and “as available”, without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or that any analysis will be accurate or complete.

9. No liability

To the fullest extent permitted by applicable law, you use the Service entirely at your own risk and BlueBed.ai and its directors, employees, and suppliers will not be liable to you for any loss or damage of any kind — whether direct, indirect, incidental, special, consequential, or punitive, and including any loss of profits, trading or investment losses, lost data, or goodwill — arising out of or relating to the Service or your use of it, whether based in contract, tort (including negligence), or any other theory, even if we have been advised of the possibility of such loss.

Nothing in these Terms excludes or limits any liability that cannot lawfully be excluded or limited — for example, liability for death or personal injury caused by negligence, or for fraud or fraudulent misrepresentation.

10. Indemnity

You agree to indemnify and hold BlueBed.ai harmless from any claims, losses, and expenses (including reasonable legal fees) arising from your use of the Service, your trading decisions, or your breach of these Terms or of any law.

11. Changes

We may update the Service and these Terms from time to time. If we make material changes, we will update the “Last updated” date above and, where appropriate, notify you. Continued use after changes take effect means you accept the revised Terms.

12. Governing law and disputes

These Terms are governed by the laws of Singapore, without regard to its conflict-of-laws rules. The courts of Singapore have exclusive jurisdiction over any dispute arising out of or relating to these Terms or the Service, subject to any non-waivable rights you have under the mandatory laws of your country of residence. Nothing in the Service is an offer or solicitation in any jurisdiction where that would be unlawful.

13. Contact

Questions about these Terms? Email danielkoh@bluebed.ai. BlueBed.ai Pte. Ltd., Singapore.